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Despite progress, California insurance market faces headwinds

Even as California moves to address regulatory obstacles to fair, actuarially sound insurance underwriting and pricing, the state’s risk profile continues to evolve in ways that impede progress, according to the most recent Triple-I Issues Brief. See also: Press release.

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Insight + Analysis

HBCU IMPACT: Bridging the insurance talent gap

To amplify the Triple-I commitment to Diversity, Equity, and Inclusion (DEI) in the workplace, Triple-I partnered with HBCU IMPACT®, whose mission is to increase the number of Black professionals in the insurance, risk management, financial services, and legal industries. View videos: HBCU Impact.


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I.I.I. Glossary

SCHEDULE- A list of individual items or groups of items that are covered under one policy or a listing of specific benefits, charges, credits, assets or other defined items.

INSOLVENCY- Insurer’s inability to pay debts. Insurance insolvency standards and the regulatory actions taken vary from state to state. When regulators deem an insurance company is in danger of becoming insolvent, they can take one of three actions: place a company in conservatorship or rehabilitation if the company can be saved or liquidation if salvage is deemed impossible. The difference between the first two options is one of degree – regulators guide companies in conservatorship but direct those in rehabilitation. Typically the first sign of problems is inability to pass the financial tests regulators administer as a routine procedure. (See Liquidation, Risk-based capital )

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Thought Leadership

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I.I.I. News Wire

Triple-I Economist Available to Discuss Potential Insurance Implications from Tariffs

Media Contact: New York Press Office Loretta Worters 917-208-8842 lorettaw@iii.org     MALVERN, Pa., April 17, 2025 – Tariff uncertainty may impact the U.S. Read More

Triple-I/State Farm: US Dog-Related Injury Claim Payouts Hit $1.57 Billion in 2024

Media Contacts Triple-I: Janet Ruiz, 707-490-9365, janetr@iii.org State Farm: Gina Morss-Fischer, gina.morss-fischer.xbor@statefarm.com     SAN DIEGO, April 16, 2025—U.S. Read More

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Events Calendar

In2Leadership
April
29
2025
Triple-I Chief Insurance Officer Dale Porfilio will be presenting at CPCU's In2Leadership Conference, taking place April 29–30, 2025, at the Westin Peachtree Plaza in Atlanta. Checkout event website.
RISKWORLD 2025
May
04
2025
Join RIMS at RISKWORLD 2025, the largest annual gathering of global risk professionals, from May 4 to May 7, 2025, at McCormick Place in Chicago, Illinois. This event will also celebrate RIMS' 75th anniversary, offering unparalleled networking opportunities, top-tier education sessions, and an inclusive marketplace to explore innovative solutions. Don't miss this chance to connect with industry leaders and advance your career. Checkout event website.
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