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Increasing Inflation on Liability Insurance – Impact as of Year-End 2024

This analysis extends earlier studies on personal and commercial auto liability insurance, calculating the cumulative effect of both economic inflation and legal system abuse on these portfolios. See also: Press release.

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Homeowners + Renters Insurance What is covered by standard homeowners insurance?

Standard homeowners insurance provides coverage for damage to property caused by wind, snow, severe cold and freezing rain. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living expenses.

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Insight + Analysis

About the Industry Careers in insurance

The Triple-I highlights the wide range of career opportunities in the insurance industry and underscores its essential role in risk management. Resources for job seekers and students include The Institutes’ InsureMyPath, the Black Insurance Industry Collective and the CPCU Society Career Center.

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Events Calendar

Insurance in Transition: Economic Forces Reshaping 2026
December
10
2025
Triple-I chief economist and data scientist Dr. Michel Léonard will be participating in the Insurance Accounting & Systems Association (IASA)  webinar: Insurance in Transition: Economic Forces Reshaping 2026. The webinar takes place December 10, 2025 at 1:00 PM - 2:00 PM EST. Checkout event website.
Triple-I/Milliman Insurance Economics and Underwriting Projections: A Forward View
January
21
2026
MEMBERS-ONLY: Join us for the Q1 exclusive, members-only briefing Wednesday, January 21, 11am - 12pm ET. You’ll learn about enhanced economic indicators of inflation and growth to help inform future underwriting projections and a forward-looking view at the P&C industry underwriting performance, including combined ratio, premium growth, and rate impact across all major product lines. Please contact members@iii.org for the secure registration link.
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