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Top 10 Costliest U.S. Winter Events By Insured Losses, 1950-2023 (1)
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($ millions)

        Insured loss
Rank Date Event Location When occurred In 2023 dollars (2)
1 Feb. 12-20, 2021 Polar Vortex, Texas Freeze TX, OR, WA, CO, NV, AR, OK, GA, NC, FL, IL,
IN, IA, WI, OH, PA, VA, NC, SC, LA, MO, MS		 $14,900 $17,466
2 Dec. 21-26, 2022 Winter storm Nationwide 7,700 7,985
3 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS,
NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA,
VT, WV		 2,000 4,413
4 Feb. 16-22, 2015 Winter storm, winter damage CT, DC, DE, IL, KY, MA, MD, ME, MI, NC, NH,
NJ, NY, OH, PA, RI, SC, TN, VA, VT		 2,100 2,754
5 Dec. 17-30, 1983 Winter damage, cold wave AL, AR, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS,
KY, LA, MA, MD, MI, MN, MO, MS, MT, NC,
ND, NE, NJ, NY, OH, OK, OR, PA, RI, SC, SD,
TN, TX, UT, VA, WA, WI, WV, WY		 880 2,674
6 Jan. 5-8, 2014 Winter damage, cold wave  AL, GA, IL, IN, KY, MD, MI, MO, MS, NC, NJ,
NY, OH, PA, SC, TN, VA		 1,750 2,303
7 Dec. 10-13, 1992 Winter storm CT, DE, MA, MD, NJ, NY, PA, RI, VA, WV 1,000 2,169
8 Nov. 24-30, 1950 Winter storm CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VT 170 2,168
9 Mar. 1-3, 2018 Winter storm CT, DC, DE, MA, MD, NC, NJ, NY, PA, RI, VA 1,755 2,165
10 Jan. 29, 1951 Ice Storm TN, TX, VA, AL, KY, MS, LA, GA, WV, VA, NC, SC 150 1,818

(1) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Ranked on losses in 2023 dollars. Subject to change as loss estimates are further developed. As of January 2024.
(2) Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

 

Archived Tables

THE FIFTEEN MOST COSTLY U.S. WINTER EVENTS BY INSURED LOSSES, 1980-2013 (1)
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($ millions)

        Losses when occurred   
Rank Date Event Location Overall Insured (2) Deaths
1 Mar. 11-14, 1993 Blizzard  24 states affected $5,000 $1,980 270
2 Apr. 13-17, 2007 Winter storm, tornadoes, floods Northeast, Southeast, South, CT; DE; D.C.; GA; LA; MA; MD; ME; MS; NC; NH; NJ; NY; PA; RI; SC; TX; VA; VT; WV 2,000 1,575 19
3 Apr. 7-11, 2013 Winter storm CA; IN; KS; MO; NE; SD; WI 1,500 1,200 NA
4 Dec. 10-13, 1992 Winter storm Northeast, Midwest, VA; MD; DE; PA; NJ; NY; CT; RI; MA; NE 3,000 1,000 19
5 Jan. 31-Feb. 3, 2011 Winter storm, snowstorms, winter damage TX; CT; MA; IL; NY; OK; OH; PA; RI; IN 1,300 975 36
6 Dec. 17-30, 1983 Winter damage, cold wave FL; GA; ID; IL; IN; IA; KS; KY; LA; MD; MA; MI; MN; MS; MO; MT; NE; NJ; NY; NC; ND; OH; OK; OR; PA; RI; SC; SD; TN; TX; UT; VA; WA; WV; WI; WY 1,000 880 500
7 Jan. 17-20, 1994 Winter damage, cold wave PA; NJ; NY; OH; MA; IN; NC; VA; WV; KY; MD; NH; DE; ME; RI; VT; CT; IL; TN; SC 1,000 800 70
8 Feb. 10-12, 1994 Winter damage South, Southeast, TX; OK; AR; LA; MS; AL; TN; GA; SC; NC; VA 3,000 800 9
9 Jan. 1-4, 1999 Winter storm South, Midwest, Southeast, Northeast, TX; OK; AR; MO; LA; MS; AL; GA; FL; SC; NC; TN; IL; IN; OH; PA; WV; VA; MD; DE; NJ; NY; CT; RI; MA; ME 1,000 775 25
10 Jan. 4-9, 2008 Winter storm South, Southwest, Midwest, North, Northeast, Northwest, AR; CA; CO; IL; IN; KS; MI; MO; NY; OH; OK; OR; WA; WI; NV 1,000 745 12
11 Jan. 31-Feb. 6, 1996 Winter damage 31 states affected 1,500 735 16
12 Feb. 24-25, 2013 Blizzard, winter damage LA; OK; TX 1,000 690 1
13 Oct. 28-31, 2011 Winter storm, winter damage CT; NJ; MA; NY; PA; NH 900 665 28
14 Jan. 6-9, 1996 Snowstorm Midwest, Northeast 1,200 600 85
15 Feb. 9-14, 2010 Winter storm, blizzards, winter damage VA; KY; SC; MS; MD; DC; DE; PA; NJ; NY; RI; MA; OH; IL; IA; TX; OK; NC; WV 800 600 NA

(1) Most costly U.S. blizzards and winter storms/damages based on insured losses when occurred.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses in the United States and may differ from data shown elsewhere.

NA=Data not available.

Source: © 2014 Munich Re, Geo Risks Research, NatCatSERVICE.

 
TOP 15 MOST COSTLY U.S. WINTER EVENTS BY INSURED LOSSES, 1980-2014 (1)
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($ millions)

        Losses when occurred   
Rank Date Event Location Overall Insured (2) Deaths
1 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WV $5,000 $2,000 270
2 Jan. 5-8, 2014 Winter damage, cold wave  AL, CT, GA, IL, IN, KY, MA, MD, ME, MI, MN, MO, MS, NC, NE, NJ, NY, OH, PA, SC, TN, VA, WI 2,500 1,700 NA
3 Apr. 13-17, 2007 Winter storm, tornadoes, floods CT, DE, DC, GA, LA, MA, MD, ME, MS, NC, NH, NJ, NY, PA, RI, SC, TX, VA, VT, WV 2,000 1,600 19
4 Apr. 7-11, 2013 Winter storm CA, IN, KS, MO, NE, SD, WI 1,500 1,200 NA
5 Dec. 10-13, 1992 Winter storm CT, DE, NJ, NY, MA, MD, NE, PA, RI, VA 3,000 1,000 19
6 Jan. 31-Feb. 3, 2011 Winter storm, snowstorms, winter damage CT, IA, IL, IN, KS, MA, ME, MO, NY, OH, PA, RI, TX, WI 1,300 980 36
7 Dec. 17-30, 1983 Winter damage, cold wave FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NJ, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY 1,000 880 500
8 Jan. 17-20, 1994 Winter damage, cold wave CT, DE, IN, IL, KY, MA, ME, MD, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV 1,000 800 70
9 Feb. 10-12, 1994 Winter damage AL, AR, GA, LA, MS, NC, OK, SC, TN, TX, VA 3,000 800 9
10 Jan. 1-4, 1999 Winter storm AL, AR, CT, DE, FL, GA, IL, IN, LA, MO, MA, MD, ME, MS, NC, NJ, NY,OH, OK, PA, RI, SC, TN, TX, VA, WV 1,000 780 25
11 Jan. 4-9, 2008 Winter storm AR, CA, CO, IL, IN, KS, MI, MO, NV, NY, OH, OK, OR, WA, WI 1,000 745 12
12 Jan. 31-Feb. 6, 1996 Winter damage AL, AR, CT, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, NE, NJ, NY, OH, OK, PA, SC, TN, TX, VA, WV, WI 1,500 740 16
13 Feb. 24-25, 2013 Blizzard, winter damage LA, OK, TX 1,000 690 1
14 Oct. 28-31, 2011 Winter storm, winter damage CT, MA, NH, NJ, NY, PA  900 665 28
15 Jan. 6-9, 1996 Snowstorm CT, DE, IN, KY, MA, MD, NC, NH, NJ, NY, OH, PA, RI, TN, VA, VT, WV 1,200 600 85

(1) Most costly U.S. blizzards and winter storms/damages based on insured losses when occurred.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses in the United States and may differ from data shown elsewhere.

NA=Data not available.

Source: © 2015 Munich Re, NatCatSERVICE, as of January 2015.

 
TOP 15 MOST COSTLY U.S. WINTER EVENTS BY INSURED LOSSES, 1980-2015 (1)
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($ millions)

        Losses when occurred   
Rank Date Event Location Overall Insured (2) Deaths
1 Feb. 16-25, 2015 Winter storm, winter damage CT, DC, DE, IL, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT $2,800 $2,100 39
2 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WV 5,000 2,000 270
3 Jan. 5-8, 2014 Winter damage, cold wave  AL, CT, GA, IL, IN, KY, MA, MD, ME, MI, MN, MO, MS, NC, NE, NJ, NY, OH, PA, SC, TN, VA, WI 2,500 1,700 NA
4 Apr. 13-17, 2007 Winter storm, tornadoes, floods CT, DE, DC, GA, LA, MA, MD, ME, MS, NC, NH, NJ, NY, PA, RI, SC, TX, VA, VT, WV 2,000 1,600 19
5 Apr. 7-11, 2013 Winter storm CA, IN, KS, MO, NE, SD, WI 1,500 1,200 NA
6 Dec. 10-13, 1992 Winter storm CT, DE, NJ, NY, MA, MD, NE, PA, RI, VA 3,000 1,000 19
7 Jan. 31-Feb. 3, 2011 Winter storm, snowstorms, winter damage CT, IA, IL, IN, KS, MA, ME, MO, NY, OH, PA, RI, TX, WI 1,300 980 36
8 Dec. 17-30, 1983 Winter damage, cold wave FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NJ, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY 1,000 880 500
9 Jan. 17-20, 1994 Winter damage, cold wave CT, DE, IN, IL, KY, MA, ME, MD, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV 1,000 800 70
10 Feb. 10-12, 1994 Winter damage AL, AR, GA, LA, MS, NC, OK, SC, TN, TX, VA 3,000 800 9
11 Jan. 1-4, 1999 Winter storm AL, AR, CT, DE, FL, GA, IL, IN, LA, MO, MA, MD, ME, MS, NC, NJ, NY,OH, OK, PA, RI, SC, TN, TX, VA, WV 1,000 780 25
12 Jan. 4-9, 2008 Winter storm AR, CA, CO, IL, IN, KS, MI, MO, NV, NY, OH, OK, OR, WA, WI 1,000 750 12
13 Jan. 31-Feb. 6, 1996 Winter damage AL, AR, CT, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, NE, NJ, NY, OH, OK, PA, SC, TN, TX, VA, WV, WI 1,500 740 16
14 Feb. 24-25, 2013 Blizzard, winter damage LA, OK, TX 1,000 690 1
15 Oct. 28-31, 2011 Winter storm, winter damage CT, MA, NH, NJ, NY, PA 900 670 28

(1) Most costly U.S. blizzards and winter storms/damages based on insured losses when occurred.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses in the United States and may differ from data shown elsewhere.

NA=Data not available.

Source: © 2016 Munich Re, NatCatSERVICE, as of January 2016.

 
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2016 (1)
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($ millions)

        Losses when occurred   
Rank Date Event Location Overall Insured (2) Deaths
1 Feb. 16-25, 2015 Winter storm, winter damage CT, DC, DE, IL, KY, MA, MD,
ME, MI, NC, NH, NJ, NY, OH,
PA, RI, SC, TN, VA, VT		 $2,800 $2,100 39
2 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA,
MA, MD, ME, MS, NC, NH, NJ,
NY, OH, PA, RI, SC, TN, TX,
VA, VT, WV		 5,000 2,000 270
3 Jan. 5-8, 2014 Winter damage, cold wave  AL, CT, GA, IL, IN, KY, MA,
MD, ME, MI, MN, MO, MS, NC,
NE, NJ, NY, OH, PA, SC, TN,
VA, WI		 2,500 1,700 NA
4 Apr. 13-17, 2007 Winter storm, tornadoes, floods CT, DE, DC, GA, LA, MA, MD,
ME, MS, NC, NH, NJ, NY, PA,
RI, SC, TX, VA, VT, WV		 2,000 1,600 19
5 Mar. 13-15, 2010 Winter storm, floods CT, MA, NH, NJ, NY, PA, RI 1,700 1,200 11
6 Apr. 7-11, 2013 Winter storm CA, IN, KS, MO, NE, SD, WI 1,500 1,200 NA
7 Dec. 10-13, 1992 Winter storm CT, DE, NJ, NY, MA, MD, NE,
PA, RI, VA		 3,000 1,000 19
8 Jan. 31-Feb. 3, 2011 Winter storm, snowstorms, winter damage CT, IA, IL, IN, KS, MA, ME,
MO, NY, OH, PA, RI, TX, WI		 1,300 980 36
9 Dec. 17-30, 1983 Winter damage, cold wave FL, GA, ID, IL, IN, IA, KS, KY,
LA, MD, MA, MI, MN, MS, MO,
MT, NE, NJ, NY, NC, ND, OH,
OK, OR, PA, RI, SC, SD, TN,
TX, UT, VA, WA, WV, WI, WY		 1,000 880 500
10 Jan. 17-20, 1994 Winter damage, cold wave CT, DE, IN, IL, KY, MA, ME,
MD, NC, NH, NJ, NY, OH,
PA, RI, SC, TN, VA, VT, WV		 1,000 800 70
11 Feb. 10-12, 1994 Winter damage AL, AR, GA, LA, MS, NC, OK,
SC, TN, TX, VA		 3,000 800 9
12 Jan. 1-4, 1999 Winter storm AL, AR, CT, DE, FL, GA, IL,
IN, LA, MO, MA, MD, ME, MS,
NC, NJ, NY,OH, OK, PA, RI,
SC, TN, TX, VA, WV		 1,000 780 25
13 Jan. 4-9, 2008 Winter storm AR, CA, CO, IL, IN, KS, MI,
MO, NV, NY, OH, OK, OR,
WA, WI		 1,000 750 12
14 Jan. 31-Feb. 6, 1996 Winter damage AL, AR, CT, DE, FL, GA, IA,
IL, IN, KS, KY, LA, MA, MD,
MI, MO, MS, NC, NE, NJ, NY,
OH, OK, PA, SC, TN, TX, VA,
WV, WI		 1,500 740 16
15 Feb. 24-25, 2013 Blizzard, winter damage LA, OK, TX 1,000 690 1

(1) Costliest U.S. blizzards and winter storms/damages based on insured losses when occurred.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses in the United States and may differ from data shown elsewhere.

NA=Data not available.

Source: © 2017 Munich Re, NatCatSERVICE.

 
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2017 (1)
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($ millions)

        Losses when occurred  
Rank Date Event Location Overall Insured (2) Deaths
1 Feb. 16-25, 2015 Winter storm,
winter damage		 CT, DC, DE, IL, KY, MA, MD, ME, MI, NC, NH, NJ,
NY, OH, PA, RI, SC, TN, VA, VT		 $2,800 $2,100 39
2 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS, NC,
NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WV		 5,000 2,000 270
3 Jan. 5-8, 2014 Winter damage,
cold wave 		 AL, CT, GA, IL, IN, KY, MA, MD, ME, MI, MN, MO,
MS, NC, NE, NJ, NY, OH, PA, SC, TN, VA, WI		 2,500 1,700 NA
4 Apr. 13-17, 2007 Winter storm,
tornadoes, floods		 CT, DE, DC, GA, LA, MA, MD, ME, MS, NC, NH,
NJ, NY, PA, RI, SC, TX, VA, VT, WV		 2,000 1,600 19
5 Mar. 13-15, 2010 Winter storm, floods CT, MA, NH, NJ, NY, PA, RI 1,700 1,200 11
6 Apr. 7-11, 2013 Winter storm CA, IN, KS, MO, NE, SD, WI 1,500 1,200 NA
7 Dec. 10-13, 1992 Winter storm CT, DE, NJ, NY, MA, MD, NE, PA, RI, VA 3,000 1,000 19
8 Jan. 31-Feb. 3, 2011 Winter storm, snowstorms,
winter damage		 CT, IA, IL, IN, KS, MA, ME, MO, NY, OH, PA, RI, TX, WI 1,300 980 36
9 Dec. 17-30, 1983 Winter damage, cold wave FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN,
MS, MO, MT, NE, NJ, NY, NC, ND, OH, OK, OR, PA,
RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY		 1,000 880 500
10 Jan. 17-20, 1994 Winter damage, cold wave CT, DE, IN, IL, KY, MA, ME, MD, NC, NH, NJ, NY,
OH, PA, RI, SC, TN, VA, VT, WV		 1,000 800 70
11 Feb. 10-12, 1994 Winter damage AL, AR, GA, LA, MS, NC, OK, SC, TN, TX, VA 3,000 800 9
12 Jan. 1-4, 1999 Winter storm AL, AR, CT, DE, FL, GA, IL, IN, LA, MO, MA, MD, ME,
MS, NC, NJ, NY,OH, OK, PA, RI, SC, TN, TX, VA, WV		 1,000 780 25
13 Jan. 4-9, 2008 Winter storm AR, CA, CO, IL, IN, KS, MI, MO, NV, NY, OH, OK, OR, WA, WI 1,000 750 12
14 Jan. 31-Feb. 6, 1996 Winter damage AL, AR, CT, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO,
MS, NC, NE, NJ, NY, OH, OK, PA, SC, TN, TX, VA, WV, WI		 1,500 740 16
15 Feb. 24-25, 2013 Blizzard, winter damage LA, OK, TX 1,000 690 1

(1) Costliest U.S. blizzards and winter storms/damages based on insured losses when occurred.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses in the United States and may differ from data shown elsewhere.

NA=Data not available.

Source: © 2018 Munich Re, NatCatSERVICE.

 
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2018 (1)
Export To Excel

($ millions)

        Losses when occurred  
Rank Date Event Location Overall Insured (2) Deaths
1 Feb. 16-25, 2015 Winter storm,
winter damage		 AR, CT, DC, DE, IL, KY, LA, MA, MD, ME, MI, MS,
NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT		 $2,800 $2,100 39
2 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS, NC,
NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WV		 5,000 2,000 270
3 Jan. 5-8, 2014 Winter damage,
cold wave 		 AL, CT, GA, IL, IN, KY, MA, MD, ME, MI, MN, MO,
MS, NC, NE, NJ, NY, OH, PA, SC, TN, VA, WI		 2,500 1,700 NA
4 Apr. 13-17, 2007 Winter storm,
tornado, floods		 CT, DE, GA, LA, MA, MD, ME, MS, NC, NH, NJ,
NY, PA, RI, SC, TX, VA, VT, WV		 2,000 1,600 19
5 Mar. 1-3, 2018 Winter storm CT, DE, DC, MD, MA, NJ, NY, NC, PA, RI, VA 2,300 1,600 9
6 Apr. 7-11, 2013 Winter storm CA, IN, KS, MO, NE, SD, WI 1,500 1,200 NA
7 Mar. 13-15, 2010 Winter storm (Nor'Easter),
floods		 CT, MA, NH, NJ, NY, PA, RI 1,700 1,200 11
8 Dec. 10-13, 1992 Winter storm CT, DE, NJ, NY, MA, MD, NE, PA, RI, VA 3,000 1,000 19
9 Jan. 31-Feb. 3, 2011 Winter storm,
snowstorms,
winter damage		 CT, IA, IL, IN, KS, MA, ME, MO, NY, OH, PA, RI, TX, WI 1,300 980 36
10 Dec. 17-30, 1983 Winter damage,
cold wave		 FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN,
MS, MO, MT, NE, NJ, NY, NC, ND, OH, OK, OR, PA,
RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY		 1,000 880 500
11 Jan. 17-20, 1994 Winter damage,
cold wave		 CT, DE, IN, IL, KY, MA, ME, MD, NC, NH, NJ,
NY, OH, PA, RI, SC, TN, VA, VT, WV		 1,000 800 70
12 Feb. 10-12, 1994 Winter damage AL, AR, GA, LA, MS, NC, OK, SC, TN, TX, VA 3,000 800 9
13 Jan. 1-4, 1999 Winter storm AL, AR, CT, DE, FL, GA, IL, IN, LA, MO, MA, MD, ME,
MS, NC, NJ, NY, OH, OK, PA, RI, SC, TN, TX, VA, WV		 1,000 780 25
14 Jan. 4-9, 2008 Winter storm AR, CA, CO, IL, IN, KS, MI, MO, NE, NY, OH, OK, OR, WA, WI 1,000 750 12
15 Jan. 31-Feb. 6, 1996 Winter damage AL, AR, CT, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, MI,
MO, MS, NE, NJ, NY, OH, OK, PA, SC, TN, TX, VA, WV, WI		 1,500 740 16

(1) Costliest U.S. blizzards and winter storms/damage based on insured losses when occurred, as of March 2019.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere.

NA=Data not available.

Source: © 2019 Munich Re, NatCatSERVICE.

 
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2019 (1)
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($ millions)

        Losses when occurred    
Rank Date Event Location Overall Insured (2) In 2019 dollars (3) Deaths
1 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD,
ME, MS, NC, NH, NJ, NY, OH, PA,
RI, SC, TN, TX, VA, VT, WV		 $5,000 $2,000 $3,573 270
2 Feb. 16-25, 2015 Winter storm,
winter damage		 AR, CT, DC, DE, IL, KY, LA, MA, MD,
ME, MI, MS, NC, NH, NJ,NY, OH,
PA, RI, SC, TN, VA, VT		 2,800 2,100 2,295 39
3 Dec. 17-30, 1983 Winter damage,
cold wave		 FL, GA, ID, IL, IN, IA, KS, KY, LA, MD,
MA, MI, MN, MS, MO, MT, NE, NJ,
NY, NC, ND, OH, OK, OR, PA,
RI, SC, SD, TN, TX, UT, VA,
WA, WV, WI, WY		 1,000 880 2,229 500
4 Apr. 13-17, 2007 Winter storm,
tornado, floods		 CT, DE, GA, LA, MA, MD, ME, MS, NC,
NH, NJ, NY, PA, RI, SC, TX, VA, VT, WV		 2,000 1,600 1,986 19
5 Jan. 5-8, 2014 Winter damage,
cold wave 		 AL, CT, GA, IL, IN, KY, MA, MD, ME,
MI, MN, MO, MS, NC, NE, NJ, NY,
OH, PA, SC, TN, VA, WI		 2,500 1,700 1,865 NA
6 Dec. 10-13, 1992 Winter storm CT, DE, NJ, NY, MA, MD, NE,
PA, RI, VA		 3,000 1,000 1,808 19
7 Mar. 1-3, 2018 Winter storm CT, DE, DC, MD, MA, NJ, NY,
NC, PA, RI, VA		 2,300 1,600 1,645 9
8 Mar. 13-15, 2010 Winter storm
(Nor'Easter), floods		 CT, MA, NH, NJ, NY, PA, RI 1,700 1,200 1,415 11
9 Jan. 17-20, 1994 Winter damage,
cold wave		 CT, DE, IN, IL, KY, MA, ME, MD,
NC, NH, NJ, NY, OH, PA, RI,
SC, TN, VA, VT, WV		 1,000 800 1,404 70
10 Feb. 10-12, 1994 Winter damage AL, AR, GA, LA, MS, NC, OK, SC,
TN, TX, VA		 3,000 800 1,399 9
11 Apr. 7-11, 2013 Winter storm CA, IN, KS, MO, NE, SD, WI 1,500 1,200 1,324 NA
12 Jan. 1-4, 1999 Winter storm AL, AR, CT, DE, FL, GA, IL, IN, LA,
MO, MA, MD, ME, MS, NC, NJ, NY,
OH, OK, PA, RI, SC, TN, TX, VA, WV		 1,000 780 1,218 25
13 Jan. 31-Feb. 3, 2011 Winter storm,
snowstorms,
winter damage		 CT, IA, IL, IN, KS, MA, ME, MO,
NY, OH, PA, RI, TX, WI		 1,300 980 1,136 36
14 Jan. 4-9, 2008 Winter storm AR, CA, CO, IL, IN, KS, MI, MO,
NE, NY, OH, OK, OR, WA, WI		 1,000 750 912 12
15 Mar. 8-17, 2019 Winter storm,
blizzard, flood		 NE, CO, TX, IO, KY, MI, NM,
WI, MO, SD, ND		 4,700 800 800 6

(1) Costliest U.S. blizzards and winter storms/damages based on insured losses when occurred, as of June 2020.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses in the United States and may differ from data shown elsewhere.
(3) Adjusted for inflation through 2019 by the Insurance Information Institute using the Bureau of Labor Statistics Inflation Calculator.

NA=Data not available.

Source: © 2020 Munich Re, NatCatSERVICE, U.S. Bureau of Labor Statistics, Insurance Information Insitute.

 
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2020 (1)
Export To Excel

($ millions)

        Losses  
          Insured (2)  
Rank Date Event Location Overall When occurred In 2020
dollars (3)		 Deaths
1 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS, NC,
NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WV		 $5,000 $2,000 $3,609 270
2 Feb. 16-25, 2015 Winter storm, winter damage AR, CT, DC, DE, IL, KY, LA, MA, MD, ME, MI, MS,
NC, NH, NJ,NY, OH, PA, RI, SC, TN, VA, VT		 2,800 2,100 2,318 39
3 Dec. 17-30, 1983 Winter damage, cold wave FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI,
MN, MS, MO, MT, NE, NJ, NY, NC, ND, OH, OK,
OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV,
WI, WY		 1,000 880 2,251 500
4 Apr. 13-17, 2007 Winter storm, tornado, floods CT, DE, GA, LA, MA, MD, ME, MS, NC, NH, NJ,
NY, PA, RI, SC, TX, VA, VT, WV		 2,000 1,600 2,006 19
5 Jan. 5-8, 2014 Winter damage, cold wave  AL, CT, GA, IL, IN, KY, MA, MD, ME, MI, MN, MO,
MS, NC, NE, NJ, NY, OH, PA, SC, TN, VA, WI		 2,500 1,700 1,883 NA
6 Dec. 10-13, 1992 Winter storm CT, DE, NJ, NY, MA, MD, NE, PA, RI, VA 3,000 1,000 1,826 19
7 Mar. 1-3, 2018 Winter storm CT, DE, DC, MD, MA, NJ, NY, NC, PA, RI, VA 2,300 1,600 1,661 9
8 Mar. 13-15, 2010 Winter storm (Nor'Easter), floods CT, MA, NH, NJ, NY, PA, RI 1,700 1,200 1,429 11
9 Jan. 17-20, 1994 Winter damage, cold wave CT, DE, IN, IL, KY, MA, ME, MD, NC, NH, NJ, NY,
OH, PA, RI, SC, TN, VA, VT, WV		 1,000 800 1,418 70
10 Feb. 10-12, 1994 Winter damage AL, AR, GA, LA, MS, NC, OK, SC, TN, TX, VA 3,000 800 1,413 9
11 Apr. 7-11, 2013 Winter storm CA, IN, KS, MO, NE, SD, WI 1,500 1,200 1,337 NA
12 Jan. 1-4, 1999 Winter storm AL, AR, CT, DE, FL, GA, IL, IN, LA, MO, MA, MD,
ME, MS, NC, NJ, NY,OH, OK, PA, RI, SC, TN, TX,
VA, WV		 1,000 780 1,230 25
13 Jan. 31-Feb. 3, 2011 Winter storm, snowstorms, winter damage CT, IA, IL, IN, KS, MA, ME, MO, NY, OH, PA, RI,
TX, WI		 1,300 980 1,153 36
14 Jan. 4-9, 2008 Winter storm AR, CA, CO, IL, IN, KS, MI, MO, NY, OH, OK, OR,
WA, WI		 1,000 750 921 12
15 Mar. 8-17, 2019 Winter storm, blizzard, flood NE, CO, TX, IO, KY, MI, NM, WI, MO, SD, ND 4,700 800 815 6

(1) Costliest U.S. blizzards and winter storms/damages based on insured losses when occurred, as of January 2021. Does not include the U.S. winter storm of February 2021.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses in the United States and may differ from data shown elsewhere.
(3) Adjusted for inflation through 2020 by the Insurance Information Institute using the Bureau of Labor Statistics Inflation Calculator.

NA=Data not available.

Source: ©2021 Munich Re, NatCatSERVICE, U.S. Bureau of Labor Statistics, Insurance Information Institute.

 
Top 10 Costliest U.S. Winter Events By Insured Losses, 1950-2021 (1)
Export To Excel

($ millions)

        Insured loss
Rank Date Event Location When occurred In 2021 dollars (2)
1 Feb. 12-20, 2021 Polar Vortex, Texas Freeze TX, OR, WA, CO, NV, AR, OK,
GA, NC, FL, IL, IN, IA, WI, OH,
PA, VA, NC, SC, LA, MO, MS		 $15,000 $15,000
2 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA,
MD, ME, MS, NC, NH, NJ, NY, OH,
PA, RI, SC, TN, TX, VA, VT, WV		 2,000 4,010
3 Feb. 16-22, 2015 Winter storm, winter damage CT, DC, DE, IL, KY, MA, MD,
ME, MI, NC, NH, NJ, NY, OH,
PA, RI, SC, TN, VA, VT		 2,100 2,420
4 Dec. 17-30, 1983 Winter damage, cold wave AL, AR, CO, CT, DE, FL, GA,
IA, ID, IL, IN, KS, KY, LA, MA,
MD, MI, MN, MO, MS, MT, NC,
ND, NE, NJ, NY, OH, OK, OR,
PA, RI, SC, SD, TN, TX, UT, VA,
WA, WI, WV, WY		 880 2,350
5 Jan. 5-8, 2014 Winter damage, cold wave  AL, GA, IL, IN, KY, MD, MI,
MO, MS, NC, NJ, NY, OH,
PA, SC, TN, VA		 1,670 1,930
6 Dec. 10-13, 1992 Winter storm CT, DE, MA, MD, NJ, NY, PA,
RI, VA, WV		 1,000 1,910
7 Nov. 24-30, 1950 Winter storm CT, DE, MA, MD, ME, NH, NJ,
NY, PA, RI, VT		 170 1,910
8 Mar. 1-3, 2018 Winter storm CT, DC, DE, MA, MD, NC, NJ,
NY, PA, RI, VA		 1,700 1,850
9 Jan. 29, 1951 Ice Storm TN, TX, VA, AL, KY, MS, LA,
GA, WV, VA, NC, SC		 150 1,600
10 Jan. 17-20, 1994 Winter damage, cold wave CT, DE, IL, IN, KY, MA, MD, ME,
NC, NH, NJ, NY, OH, PA, RI		 800 1,480

(1) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Ranked on losses in 2021 dollars. Subject to change as loss estimates are further developed. As of February 1, 2022.
(2) Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

 
Top 10 Costliest U.S. Winter Events By Insured Losses, 1950-2022 (1)
Export To Excel

($ millions)

        Insured loss
Rank Date Event Location When occurred In 2022 dollars (2)
1 Feb. 12-20, 2021 Polar Vortex, Texas Freeze TX, OR, WA, CO, NV, AR, OK, GA, NC, FL, IL,
IN, IA, WI, OH, PA, VA, NC, SC, LA, MO, MS		 $15,000 $17,031
2 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS,
NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA,
VT, WV		 2,000 4,413
3 Dec. 21-26, 2022 Winter storm Nationwide 3,500 3,500
4 Feb. 16-22, 2015 Winter storm, winter damage CT, DC, DE, IL, KY, MA, MD, ME, MI, NC, NH,
NJ, NY, OH, PA, RI, SC, TN, VA, VT		 2,100 2,669
5 Dec. 17-30, 1983 Winter damage, cold wave AL, AR, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS,
KY, LA, MA, MD, MI, MN, MO, MS, MT, NC,
ND, NE, NJ, NY, OH, OK, OR, PA, RI, SC,
SD, TN, TX, UT, VA, WA, WI, WV, WY		 880 2,591
6 Jan. 5-8, 2014 Winter damage, cold wave  AL, GA, IL, IN, KY, MD, MI, MO, MS, NC, NJ,
NY, OH, PA, SC, TN, VA		 1,670 2,130
7 Dec. 10-13, 1992 Winter storm CT, DE, MA, MD, NJ, NY, PA, RI, VA, WV 1,000 2,102
8 Nov. 24-30, 1950 Winter storm CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VT 170 2,101
9 Mar. 1-3, 2018 Winter storm CT, DC, DE, MA, MD, NC, NJ, NY, PA, RI, VA 1,700 2,032
10 Jan. 29, 1951 Ice Storm TN, TX, VA, AL, KY, MS, LA, GA, WV, VA, NC, SC 150 1,762

(1) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Ranked on losses in 2021 dollars. Subject to change as loss estimates are further developed. As of January 2023.
(2) Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.