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Natural Catastrophe Losses In The United States By Peril, 2023 (1)
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($ millions)

Peril Number of events Fatalities Economic losses (2) Insured losses (3)
Severe convective storm 53 137 $72,649 $57,624
Wildfire, drought, heatwave 5 257 20,073 10,413
Flooding 16 18 11,812 5,919
Winter storm 11 14 4,898 3,403
Tropical cyclone 4 4 4,693 2,290
Total 89 430 $114,125  $79,649 

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands.
(2) Includes any direct physical damage or direct net loss business interruption costs.
(3) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2024.

~ =Approximately.

Source: Aon.

 

Archived Tables

NATURAL CATASTROPHE LOSSES IN THE UNITED STATES, 2009
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($ millions)

Event Fatalities Estimated overall losses Estimated insured losses (1)
Tropical cyclones 8 Minor Minor
Severe storms, tornadoes 21 $13,710 $9,625 (2)
Winter storms 70 1,600 770 (2)
Wildfires 6 280 185
Floods 22 1,600 232

(1) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere. As of January 2010.
(2) ISO's Property Claims Services (PCS) unit.

Source: Munich Re, 2009 Natural Catastrophe Year in Review Webinar.

 
NATURAL CATASTROPHE LOSSES IN THE UNITED STATES, 2010
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($ millions)

Event Fatalities Estimated overall losses Estimated insured losses (1)
Severe thunderstorms (2) 56 $13,185 $9,503
Winter storms 64 3,734 2,625
Floods 68 2,933 1,059
Wildfires 1 314 210
Earthquakes 0 200 128
Tropical cyclones (3) 8 200 120

(1) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere. As of December 31, 2010.
(2) Includes tornadoes.
(3) Includes hurricanes.

Source: Munich Re, 2010 Natural Catastrophe Year in Review Webinar.

 
NATURAL CATASTROPHE LOSSES IN THE UNITED STATES, 2011
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($ millions)

Event Fatalities Estimated overall losses Estimated insured losses (1)
Severe thunderstorms 617 $46,548 $25,813
Tropical cyclone 0 10,700 5,510
Winter storm 67 2,708 2,017
Wildfire 15 1,922 855
Flood 20 2,705 535
Earthquake 1 257 50
Other 33 8,000 1,000

(1) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere. As of January 1, 2012.

Source: © 2012 Munich Re, NatCatSERVICE.

 
NATURAL CATASTROPHE LOSSES IN THE UNITED STATES, 2012 (1)
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($ millions)

 Event Number of events Fatalities Estimated overall losses Estimated insured losses (2)
Tropical cyclone 4 143 $52,240 $26,360
Severe thunderstorm 115 118 27,688 14,914
Drought 2 0 20,000 16,000 (3)
Wildfire 38 13 1,112 595
Winter storm 2 7 81 38
Flood 19 3 13 0

(1) As of January 1, 2013.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere.
(3) Includes federal crop insurance losses.

Source: © 2013 Munich Re, NatCatSERVICE.

 
NATURAL CATASTROPHE LOSSES IN THE UNITED STATES, 2013 (1)
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($ millions)

Event Number of events Fatalities Estimated overall losses Estimated insured losses (2)
Severe thunderstorm 69 110 $16,341 $10,274
Winter storm 11 43 2,935 1,895
Flood 19 23 1,929 240
Earthquake and geophysical 6 1 Minor Minor
Tropical cyclone 1 1 Minor Minor
Wildfire, heat and drought 22 29 620 385
Total 128 207 $21,825 $12,794

(1) As of December 31, 2013.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere.

Source: © 2014 Munich Re, NatCatSERVICE. As of January 2014.

 
NATURAL CATASTROPHE LOSSES IN THE UNITED STATES, 2014 (1)
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($ millions)

Event  Number of  events Fatalities Estimated overall losses Estimated insured losses (2) 
Severe thunderstorm 62 98 $17,000 $12,300
Winter storm 13 115 3,700 2,300
Flood 20 5 1,800 500
Earthquake and geophysical 11 45 750 150
Tropical cyclone 2 1 95 Minor
Wildfire, heat and drought 11 2 1,700 Minor
Total 119 266 $25,000 $15,300

(1) As of December 31, 2014.
(2) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere.

Source: © 2015 Munich Re, NatCatSERVICE. As of January 2015.

 
Natural Catastrophe Losses In The United States, 2016 (1)
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($ millions)

Event  Number of relevant events (2) Fatalities Overall losses Insured losses (3) 
Severe thunderstorm (4) 43 40 $19,000 $14,000
Winter storms and cold waves 7 55 1,700 1,000
Flood, flash flood 19 83 15,000 4,300
Earthquake and geophysical 2 0 minor minor
Tropical cyclone 2 52 7,000 3,500
Wildfire, heat waves and drought 18 32 1,200 1,000
Total 91 262 $43,900 $23,800

(1) As of February 2017.
(2) Events that have caused at least one fatality or losses of $3 million or more.
(3) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere.
(4) Includes tornadoes.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company, © 2017 Munich Re, NatCatSERVICE.

 
Natural Catastrophe Losses In The United States, 2015 (1)
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($ millions)

Event Number of relevant events (2) Fatalities Overall losses Insured losses (3)
Severe thunderstorm 37 114 $13,400 $9,600
Winter storms and cold waves 11 98 4,700 3,500
Flood, flash flood 12 86 3,800 1,100
Earthquake and geophysical 0 0 minor minor
Tropical cyclone 2 5 100 60
Wildfire, heat waves and drought 19 14 4,400 1,900
Other 4 7 minor minor
Total 85 324 $26,400 $16,100

(1) As of February 2016.
(2) Events that have caused at least one fatality or losses of $3 million or more.
(3) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere.

Source: Munich Re NatCatSERVICE; Property Claim Services®, a unit of ISO®, a Verisk Analytics® business. © 2016 Munich Re, NatCatSERVICE.

 
Natural Catastrophe Losses In The United States, 2017 (1)
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($ billions)

Event  Number of events (2) Fatalities Overall losses Insured losses (3) 
Severe thunderstorm 50 85 $25.4 $18.2
Winter storms and cold waves 13 24 2.2 1.2
Flood, flash flood 12 14 0.4 0.1
Earthquake and geophysical 2 1 minor minor
Tropical cyclone 5 170 123.0 49.1
Wildfire, heat waves and drought 21 62 14.3 9.5
Total 103 356 $165.3 $78.0

(1) As of January 2018.
(2) Events that have caused at least one fatality or losses of $3 million or more.
(3) Based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses and may differ from data shown elsewhere.

Source: Property Claim Services®,  a unit of ISO®, a Verisk Analytics® business, © 2018 Munich Re, NatCatSERVICE.

 
Natural Catastrophe Losses In The United States, 2018 (1)
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($ billions)

Event Number of events (2) Fatalities Overall losses Insured losses (3)
Wildfire, heat waves, and drought 16 107 $25.4 $18.0
Tropical cyclone 5 107 30.4 15.6
Severe thunderstorm 56 66 18.8 14.1
Winter storms and cold waves 9 26 4.2 3.0
Flood, flash flood 20 49 2.6 1.2
Earthquake and geophysical 2 0 0.5 0.4
Total 108 355 $81.9 $52.3

(1) As of March, 2019.
(2) Events that have caused at least one fatality or losses of $3 million or more.
(3) Sourced from Property Claim Services based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Program losses; may differ from data shown elsewhere.

Source: © 2019 Munich Re, NatCatSERVICE, Property Claim Services®, a unit of ISO®, a Verisk Analytics® business.

 
Natural Catastrophe Losses In The United States, 2019 (1)
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($ millions)

Event Number of events (2) Fatalities Overall losses Insured losses (3)
Severe thunderstorm 49 70 $27,000 $20,300
Winter storms and cold waves 16 73 7,400 2,100
Tropical cyclone 5 16 3,900 1,900
Wildfire, heat waves, and drought 9 11 1,300 830
Flood, flash flood 9 7 10,100 200
Earthquake and geopyhsical 2 3 180 50
Total 90 180 $49,900 $25,500

(1) As of May 2020.
(2) Events that have caused at least one fatality or losses of $3 million or more.
(3) Sourced from Property Claim Services based on property losses including, if applicable, agricultural, offshore, marine, aviation and National Flood Insurance Progam losses; may differ from data shown elsewhere.

Source: © 2020 Munich Re, NatCatSERVICE, Property Claim Services®, a unit of ISO®, a Verisk Analytics® business.

 
Natural Catastrophe Losses In The United States By Peril, 2020
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($ millions)

Event Number of
events (1)		 Fatalities Economic losses (2) Insured losses (3)
Severe convective storm 51 106 $49,323 $35,000
Tropical cyclone 12 73 40,059 21,600
Wildfire, drought, heatwave 19 43 22,959 13,900
Flooding 4 8 5,292 2,200
Winter storm 4 6 1634.1 930
Earthquake 4 0 152 58
Total 94 ~250 $119,000 $74,000

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands.
(2) Includes any direct physical damage or direct net loss business interruption costs.
(3) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of February 23, 2021.

~ =Approximately.

Source: Aon.

 
Natural Catastrophe Losses In The United States By Peril, 2021 (1)
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($ millions)

Peril Number of events Fatalities Economic losses (2) Insured losses (3)
Severe convective storm 64 165 $37,250 $26,740
Wildfire, drought, heatwave 14 229 20,360 8,690
Flooding 12 33 7,020 2,850
Winter storm 4 230 24,790 15,520
Tropical cyclone 3 113 79,530 38,210
Total 97 ~770 $169,000 $92,000

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands.
(2) Includes any direct physical damage or direct net loss business interruption costs.
(3) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of February 1, 2022.

~ =Approximately.

Source: Aon.

 
Natural Catastrophe Losses In The United States By Peril, 2022 (1)
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($ millions)

Peril Number of events Fatalities Economic losses (2) Insured losses (3)
Tropical cyclone 3 157 $96,097 $53,203
Severe convective storm 62 49 37,232 29,306
Wildfire, drought, heatwave 26 65 18,093 8,902
Winter storm 13 123 6,223 4,128
Flooding 15 72 7,234 3,346
Total 119 ~466 $164,879  $98,885 

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands.
(2) Includes any direct physical damage or direct net loss business interruption costs.
(3) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2023.

~ =Approximately.

Source: Aon.