Sorry, you need to enable JavaScript to visit this website.

Current Table

Fidelity Bonds, 2014-2023
Export To Excel

($000)

Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual point
change (3)
2014 $1,165,280 3.7% 92.7 -0.2 pts.
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1
2018 1,215,457 23.2 73.3 -0.6
2019 1,274,474 4.9 90.6 17.3
2020 1,338,681 5.0 77.6 -13.0
2021 1,362,893 1.8 66.1 -11.6
2022 1,374,180 0.8 70.9 4.8
2023 1,368,137 -0.4 74.4 3.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 

Archived Tables

FIDELITY BONDS, 1999-2008
Export To Excel

($000)

Year Net premiums written (1)  Annual percent change Combined ratio (2) Annual point change (3)
1999 $871,365 11.8% 90.4 NA
2000 815,007 -6.5 93.3 2.9 pts.
2001 842,428 3.4 93.2 -0.1
2002 1,024,107 21.6 104.7 11.6
2003 1,192,535 16.4 70.9 -33.9
2004 1,309,344 9.8 79.7 8.9
2005 1,216,793 -7.1 85.1 5.4
2006 1,240,822 2.0 87.2 2.1
2007 1,246,831 0.5 76.4 -10.8
2008 1,140,492 -8.5 84.2 7.8

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

 
FIDELITY BONDS, 2000-2009
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2000 $802,115 -7.7% 94.3 3.7 pts.
2001 856,259 6.8 92.5 -1.8
2002 1,013,535 18.4 105.3 12.8
2003 1,191,861 17.6 71.0 -34.3
2004 1,309,345 9.9 80.5 9.6
2005 1,215,815 -7.1 85.1 4.5
2006 1,240,349 2.0 87.1 2.0
2007 1,246,889 0.5 76.4 -10.7
2008 1,140,628 -8.5 84.2 7.8
2009 1,105,439 -3.1 105.3 21.1

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
FIDELITY BONDS, 2002-2011
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2002 $1,013,535 18.4% 105.3 12.8 pts.
2003 1,191,861 17.6 71.0 -34.3
2004 1,309,345 9.9 80.5 9.6
2005 1,215,815 -7.1 85.1 4.6
2006 1,240,349 2.0 87.1 2.0
2007 1,246,889 0.5 76.4 -10.7
2008 1,140,555 -8.5 84.2 7.7
2009 1,105,439 -3.1 105.3 21.1
2010 1,077,886 -2.5 96.2 -9.1
2011 1,098,230 1.9 102.0 5.8

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
FIDELITY BONDS, 2003-2012
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2003 $1,191,819 15.9% 70.9 -34.2 pts.
2004 1,309,344 9.9 79.8 8.9
2005 1,216,647 -7.1 85.1 5.3
2006 1,240,822 2.0 87.2 2.1
2007 1,239,760 -0.1 76.5 -10.7
2008 1,140,617 -8.0 84.2 7.7
2009 1,098,372 -3.7 105.4 21.2
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,345 -0.2 99.4 -2.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
FIDELITY BONDS, 2004-2013
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2004 $1,309,344 9.9% 79.8 8.9 pts.
2005 1,216,647 -7.1 85.1 5.3
2006 1,240,822 2.0 87.2 2.1
2007 1,239,760 -0.1 76.5 -10.7
2008 1,140,617 -8.0 84.2 7.7
2009 1,098,372 -3.7 105.4 21.2
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
FIDELITY BONDS, 2005-2014
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2005 $1,216,647 -7.1% 85.1 5.3 pts.
2006 1,240,822 2.0 87.2 2.1
2007 1,239,760 -0.1 76.5 -10.7
2008 1,140,617 -8.0 84.2 7.7
2009 1,098,372 -3.7 105.4 21.2
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.9 (4)

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.

Source: SNL Financial LC.

 
Fidelity Bonds, 2006-2015
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2006 $1,240,822 2.0% 87.2 2.1 pts.
2007 1,239,760 -0.1 76.5 -10.7
2008 1,140,617 -8.0 84.2 7.7
2009 1,098,372 -3.7 105.4 21.2
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.9 (4)
2015 1,161,375 -0.3 77.3 -15.7

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Fidelity Bonds, 2007-2016
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2007 $1,239,760 -0.1% 76.5 10.7 pts.
2008 1,140,617 -8.0 84.2 7.7
2009 1,098,372 -3.7 105.4 21.2
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.9 (4)
2015 1,161,375 -0.3 77.3 -15.7
2016 1,093,913 -5.8 80.1 2.8

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Fidelity Bonds, 2008-2017
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $1,140,617 -8.0% 84.2 7.7 pts.
2009 1,098,372 -3.7 105.4 21.2
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.7 -0.2
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Fidelity Bonds, 2009-2018
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2009 $1,098,372 -3.7% 105.4 21.2 pts.
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.7 -0.2
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1
2018 1,215,457 23.2 73.3 -0.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Fidelity Bonds, 2010-2019
Export To Excel

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2010 $1,082,534 -1.4% 95.8 -9.6 pts.
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.7 -0.2
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1
2018 1,215,457 23.2 73.3 -0.6
2019 1,274,474 4.9 90.6 17.2

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Fidelity Bonds, 2011-2020
Export To Excel

($000)

Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual point
change (3)
2011 $1,098,225 1.4% 102.0 6.2 pts.
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.7 -0.2
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1
2018 1,215,457 23.2 73.3 -0.6
2019 1,274,474 4.9 90.6 17.2
2020 1,338,681 5.0 77.6 -12.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Fidelity Bonds, 2012-2021
Export To Excel

($000)

Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual point
change (3)
2012 $1,096,406 -0.2% 99.4 -2.6 pts.
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.7 -0.2
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1
2018 1,215,457 23.2 73.3 -0.6
2019 1,274,474 4.9 90.6 17.3
2020 1,338,681 5.0 77.6 -13.0
2021 1,348,891 0.8 66.0 -11.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Fidelity Bonds, 2013-2022
Export To Excel

($000)

Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual point
change (3)
2013 $1,124,199 2.5% 92.9 -6.5 pts.
2014 1,165,280 3.7 92.7 -0.2
2015 1,161,375 -0.3 77.3 -15.4
2016 1,093,925 -5.8 80.1 2.8
2017 986,403 -9.8 73.9 -6.1
2018 1,215,457 23.2 73.3 -0.6
2019 1,274,474 4.9 90.6 17.3
2020 1,338,681 5.0 77.6 -13.0
2021 1,362,979 1.8 66.1 -11.6
2022 1,370,851 0.6 70.9 4.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.