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Estimated Insured Property Losses, U.S. Natural Catastrophes, 2014-2023 (1)

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($ billions)

Year	In dollars when occurred	In 2023 dollars (2)
2014	$23.4	$30.5
2015	23.0	29.9
2016	31.9	40.9
2017	131.0	163.9
2018	60.9	74.5
2019	39.2	47.2
2020	81.5	96.9
2021	93.3	106.0
2022	109.6	114.0
2023	78.8	79.6

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2024. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

INSURED LOSSES, U.S. CATASTROPHES, 1999-2008 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2008 dollars (2) ($ billions)
1999	27	3.2	$8.3	$10.7
2000	24	1.5	4.6	5.8
2001	20	1.5	26.5	32.2
2002	25	1.8	5.9	7.1
2003	21	2.7	12.9	15.1
2004	22	3.4	27.5	31.3
2005	24	4.4	62.3	68.7
2006	33	2.3	9.2	9.8
2007	23	1.2	6.7	7.0
2008	37	3.9	27.0	27.0

(1) Includes catastrophes causing insured losses to the industry of at least $25 million and affecting a significant number of policyholders and insurers. Does not include flood damage covered by the federally administered National Flood Insurance Program. As of July 2009.
(2) Adjusted to 2008 dollars by the Insurance Information Institute.

Source: ISO's Property Claim Services unit (PCS); Insurance Information Institute.

INSURED LOSSES, U.S. CATASTROPHES, 2000-2009 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2009 dollars (2) ($ billions)
2000	24	1.5	$4.6	$5.7
2001	20	1.5	26.5	32.1
2002	25	1.8	5.9	7.0
2003	21	2.7	12.9	15.0
2004	22	3.4	27.5	31.2
2005	24	4.4	62.3	68.4
2006	33	2.3	9.2	9.8
2007	23	1.2	6.7	6.9
2008	37	4.1	27.0	27.4
2009	28	2.2	10.6	10.6

(1) Includes catastrophes causing insured losses to the industry of at least $25 million and affecting a significant number of policyholders and insurers. Does not include flood damage covered by the federally administered National Flood Insurance Program.
(2) Adjusted to 2009 dollars by ISO, using the GDP implicit price deflator.

Source: ISO's Property Claim Services (PCS) unit.

INSURED LOSSES, U.S. CATASTROPHES, 2001-2010 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2010 dollars (2) ($ billions)
2001	20	1.5	$26.5	$32.4
2002	25	1.8	5.9	7.0
2003	21	2.7	12.9	15.2
2004	22	3.4	27.5	31.4
2005	24	4.4	62.3	68.9
2006	31	2.3	9.2	9.9
2007	23	1.2	6.7	7.0
2008	36	4.1	27.0	27.6
2009	27	2.2	10.5	10.6
2010	33	2.4	14.1	14.1

(1) Includes catastrophes causing insured losses to the industry of at least $25 million and affecting a significant number of policyholders and insurers. Does not include flood damage covered by the federally administered National Flood Insurance Program.
(2) Adjusted to 2010 dollars by ISO using the GDP implicit price deflator.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics company.

ESTIMATED INSURED PROPERTY LOSSES, U.S. CATASTROPHES, 2002-2011 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2011 dollars (2) ($ billions)
2002	25	1.8	$5.9	$7.2
2003	21	2.7	12.9	15.5
2004	22	3.4	27.5	32.2
2005	24	4.4	62.3	70.6
2006	31	2.3	9.2	10.1
2007	23	1.2	6.7	7.2
2008	36	4.1	27.0	28.2
2009	27	2.2	10.5	10.9
2010	33	2.4	14.3	14.6
2011	30	4.9	33.6	33.6

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Does not include losses covered by the federally administered National Flood Insurance Program.
(2) Adjusted for inflation through 2011 by ISO using the GDP implicit price deflator.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics company.

ESTIMATED INSURED PROPERTY LOSSES, U.S. CATASTROPHES, 2003-2012 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2012 dollars (2) ($ billions)
2003	21	2.7	$12.9	$15.8
2004	22	3.4	27.5	32.8
2005	24	4.4	62.3	71.9
2006	31	2.3	9.2	10.3
2007	23	1.2	6.7	7.3
2008	36	4.1	27.0	28.7
2009	27	2.2	10.5	11.1
2010	33	2.4	14.3	14.9
2011	30	4.9	33.6	34.2
2012	26	4.0	35.0	35.0

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.
(2) Adjusted for inflation through 2012 by ISO using the GDP implicit price deflator.

Source: Property Claim Services (PCS), a division of Verisk Analytics.

ESTIMATED INSURED PROPERTY LOSSES, U.S. CATASTROPHES, 2004-2013 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2013 dollars (2) ($ billions)
2004	22	3.4	$27.5	$32.9
2005	24	4.4	62.3	72.2
2006	31	2.3	9.2	10.4
2007	23	1.2	6.7	7.3
2008	36	4.1	27.0	29.0
2009	27	2.2	10.5	11.2
2010	33	2.4	14.3	15.1
2011	30	4.9	33.6	34.7
2012	26	4.0	35.0	35.5
2013	28	1.8	12.9	12.9

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.
(2) Adjusted for inflation through 2013 by ISO using the GDP implicit price deflator.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

ESTIMATED INSURED PROPERTY LOSSES, U.S. CATASTROPHES, 2005-2014 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2014 dollars (2) ($ billions)
2005	24	4.4	$62.3	$73.3
2006	31	2.3	9.2	10.5
2007	23	1.2	6.7	7.5
2008	36	4.1	27.0	29.5
2009	27	2.2	10.5	11.4
2010	33	2.4	14.3	15.3
2011	30	4.9	33.6	35.3
2012	26	4.0	35.0	36.0
2013	28	1.8	12.9	13.1
2014	31	2.1	15.5	15.5

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.
(2) Adjusted for inflation through 2014 by ISO using the GDP implicit price deflator.

Source: Property Claim Services (PCS®), a Verisk Analytics® business.

Estimated Insured Property Losses, U.S. Catastrophes, 2006-2015 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2015 dollars (2) ($ billions)
2006	31	2.3	$9.2	$10.7
2007	23	1.2	6.7	7.6
2008	36	4.1	27.0	29.9
2009	27	2.2	10.5	11.6
2010	33	2.4	14.3	15.5
2011	30	4.9	33.6	35.7
2012	26	4.0	35.0	36.5
2013	28	1.8	12.9	13.2
2014	31	2.1	15.5	15.6
2015	39	2.0	15.2	15.2

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.
(2) Adjusted for inflation through 2015 by ISO using the GDP implicit price deflator.

Source: Property Claim Services (PCS®), a Verisk Analytics® business.

Estimated Insured Property Losses, U.S. Catastrophes, 2007-2016 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2016 dollars (2) ($ billions)
2007	23	1.2	$6.7	$7.7
2008	36	4.1	27.0	30.4
2009	27	2.2	10.5	11.8
2010	33	2.4	14.3	15.8
2011	30	4.9	33.6	36.3
2012	26	4.0	35.0	37.0
2013	28	1.8	12.9	13.4
2014	31	2.1	15.5	15.8
2015	39	2.0	15.2	15.4
2016	42	3.0	21.7	21.7

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.
(2) Adjusted for inflation through 2016 by ISO using the GDP implicit price deflator.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

Estimated Insured Property Losses, U.S. Catastrophes, 2008-2017 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2017 dollars (2) ($ billions)
2008	36	4.1	$27.0	$31.0
2009	27	2.2	10.5	12.0
2010	33	2.4	14.3	16.1
2011	30	4.9	33.6	37.0
2012	26	4.0	35.0	37.7
2013	28	1.8	12.9	13.6
2014	31	2.1	15.5	16.1
2015	39	2.0	15.2	15.7
2016	42	3.0	21.7	22.1
2017	46	5.2	101.9	101.9

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.
(2) Adjusted for inflation through 2017 by the Insurance Information Institute using the GDP implicit price deflator.

Source: Property Claim Services® (PCS® ), a unit of ISO® , a Verisk Analytics® company; U.S. Bureau of Economic Analysis.

Estimated Insured Property Losses, U.S. Catastrophes, 2009-2018 (1)

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Year	Number of catastrophes	Number of claims (millions)	Dollars when occurred ($ billions)	In 2018 dollars (2) ($ billions)
2009	27	2.2	$10.5	$12.3
2010	33	2.4	14.3	16.4
2011	30	4.9	33.6	37.8
2012	26	4.0	35.0	38.6
2013	28	1.8	12.9	14.0
2014	31	2.1	15.5	16.5
2015	39	2.0	15.2	16.0
2016	42	3.0	21.7	22.6
2017	46	5.3	105.7	108.2
2018	55	3.0	49.5	49.5

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program. As of November 20, 2019.
(2) Adjusted for inflation through 2018 by the Insurance Information Institute using the GDP implicit price deflator.

Source: Property Claim Services® (PCS®), a unit of ISO®, a Verisk Analytics® company; Bureau of Economic Analysis.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2010-2019 (1)

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($ billions)

Year	In dollars when occurred	In 2020 dollars (2)
2010	$19.2	$22.7
2011	48.4	55.7
2012	63.5	71.5
2013	24.1	26.8
2014	23.2	25.3
2015	22.9	25.0
2016	31.6	34.1
2017	130.8	137.4
2018	60.4	62.0
2019	39.2	39.6

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of November 25, 2020.
(2) Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2011-2020 (1)

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($ billions)

Year	In dollars when occurred	In 2020 dollars (2)
2011	$48.4	$56.3
2012	63.5	72.3
2013	24.1	27.2
2014	23.2	25.6
2015	22.9	25.3
2016	31.6	34.5
2017	130.9	133.1
2018	60.4	62.7
2019	38.7	39.6
2020	74.4	74.4

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of February 23, 2021. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2012-2021 (1)

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($ billions)

Year	In dollars when occurred	In 2021 dollars (2)
2012	$63.5	$74.9
2013	24.1	28.1
2014	23.2	26.5
2015	22.9	26.2
2016	31.6	35.7
2017	130.9	144.2
2018	60.4	65.0
2019	38.7	41.0
2020	81.0	84.7
2021	92.0	92.0

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of February 1, 2022. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

Estimated Insured Property Losses, U.S. Natural Catastrophes, 2013-2022 (1)

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($ billions)

Year	In dollars when occurred	In 2022 dollars (2)
2013	$24.1	$31.0
2014	23.2	29.2
2015	22.9	28.8
2016	31.6	39.3
2017	130.9	158.7
2018	60.4	71.6
2019	38.8	45.2
2020	81.0	93.3
2021	93.3	102.7
2022	98.8	99.9

(1) Natural disasters that cause at least $25 million in insured losses; or 10 deaths; or 50 people injured; or 2,000 filed claims or homes and structures damaged. Includes Puerto Rico and the U.S. Virgin Islands. Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2023. Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.