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Current Table

Top 10 States By Insured Catastrophe Losses, 2019 (1)

($ millions)

Rank State Estimated insured loss Number of claims
1 Texas $7,236.4 583,050
2 Illinois 1,707.2 168,100
3 Colorado 1,366.9 127,450
4 Ohio 1,345.1 106,950
5 California 1,321.7 71,450
6 Minnesota 1,202.3 115,350
7 Pennsylvania 1,107.5 149,150
8 Nebraska 864.1 71,950
9 Oklahoma 597.8 57,100
10 Montana 593.5 36,300

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

 
TOP TEN STATES BY HIGHEST INSURED CATASTROPHE LOSSES, 2008

($ millions)

Rank State Estimated insured loss
1 Texas $11,669.0
2 Louisiana 2,228.0
3 Minnesota 1,583.0
4 Ohio 1,459.0
5 Georgia 1,040.0
6 Arkansas 786.5
7 Indiana 785.0
8 Kentucky 743.0
9 Illinois 640.0
10 Kansas 638.0

Note: Catastrophes are assigned serial numbers by the Property Claim Services unit (PCS) of ISO when the insured loss to the industry resulting from an occurrence reaches at least $25 million and affects a significant number of policyholders and insurers.

Source: ISO's Property Claims Services unit (PCS).

 
TOP FIVE STATES BY HIGHEST INSURED CATASTROPHE LOSSES, 2009

($ millions)

Rank State Estimated insured loss
1 Texas $2,458.0
2 Colorado 1,319.0
3 Georgia 821.9
4 Kentucky 776.9
5 Oklahoma 604.5

Note: Catastrophes are assigned serial numbers by ISO's Property Claims Service (PCS) unit when the insured loss to the industry resulting from an occurrence reaches at least $25 million and affects a significant number of policyholders and insurers.

Source: ISO's Property Claim Services (PCS) unit.

 
TOP FIVE STATES BY HIGHEST INSURED CATASTROPHE LOSSES, 2010

($ millions)

Rank State Estimated insured loss
1 Arizona $2,533
2 Oklahoma 2,209
3 Pennsylvania 759
4 Illinois 691
5 Colorado 672

Note: Insured loss to the industry resulting from an occurrence that reaches at least $25 million and affects a significant number of policyholders and insurers.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics company.

 
TOP FIVE STATES BY HIGHEST INSURED CATASTROPHE LOSSES, 2011 (1)

($ millions)

Rank State Estimated insured loss
1 Texas $3,643
2 Alabama 3,187
3 Missouri 3,077
4 Tennessee 3,041
5 North Carolina 2,199

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Does not include losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services (PCS) unit of ISO, a Verisk Analytics Company.

 
TOP FIVE STATES BY INSURED CATASTROPHE LOSSES, 2012 (1)

($ millions)

Rank State Estimated insured loss
1 New York $9,756
2 New Jersey                         6,369
3 Texas                         2,318
4 Kentucky                         1,511
5 Colorado                         1,440

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: Property Claim Services (PCS), a division of Verisk Analytics.

 
TOP TEN STATES BY INSURED CATASTROPHE LOSSES, 2013 (1)

($ millions)

Rank State Estimated insured losses Number of events
1 Oklahoma $1,995 6
2 Texas 1,541 10
3 Illinois 1,169 6
4 Minnesota 942 2
5 Colorado 907 4
6 Mississippi 805 1
7 Nebraska 773 1
8 Georgia 762 4
9 Indiana 684 7
10 Louisiana 593 2

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

 
TOP FIVE STATES BY INSURED CATASTROPHE LOSSES, 2014 (1)

($ millions)

Rank State Estimated insured loss
1 Texas $2,177.2
2 Colorado 1,702.1
3 Illinois 1,218.9
4 Pennsylvania 1,186.4
5 Nebraska 1,127.8

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: Property Claim Services (PCS®), a Verisk Analytics® business.

 
Top Five States By Insured Catastrophe Losses, 2015 (1)

($ millions)

Rank State Estimated insured loss
1 Texas $3,382.9
2 California 1,229.8
3 Massachusetts 1,192.0
4 Illinois 969.2
5 Oklahoma 942.6

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: Property Claim Services (PCS®), a Verisk Analytics® business.

 
Top Five States By Insured Catastrophe Losses, 2016 (1)

($ millions)

Rank State Estimated insured losses
1 Texas $8,025.3
2 Colorado 1,467.8
3 Louisiana 1,230.3
4 Florida 1,122.0
5 Tennessee 1,118.6

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

 
Top Seven States and Territories By Insured Catastrophe Losses, 2017 (1)

($ millions)

Rank State/territory Estimated insured loss Number of claims
1 Puerto Rico $26,894.3 560,900
2 Texas 22,229.9 1,136,750
3 Florida 16,469.5 1,177,050
4 California 15,209.2 173,650
5 U.S. Virgin Islands 5,009.8 47,300
6 Colorado 2,274.7 236,800
7 Minnesota 1,652.7 145,600

(1) Includes catastrophes causing insured property losses of at least $25 million in 1997 dollars and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.

 
Top Seven States By Insured Catastrophe Losses, 2018 (1)

($ millions)

Rank State Estimated insured loss Number of claims
1 California $15,094.9 87,050
2 Florida 7,860.6 202,000
3 North Carolina 4,962.1 433,775
4 Colorado 3,931.7 390,150
5 Texas 3,028.3 351,850
6 Georgia 2,150.9 166,150
7 Alabama 1,133.5 60,700

(1) Includes catastrophes causing insured property losses of at least $25 million and affecting a significant number of policyholders and insurers. Excludes losses covered by the federally administered National Flood Insurance Program.

Source: The Property Claim Services® (PCS®) unit of ISO®, a Verisk Analytics® company.