Triple-I—Tropical Storm Hanna Could Impact Texas, Louisiana

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For immediate release
Florida Press Office: 904-806-7813, markf@iii.org

NEW YORK, July 24, 2020 – Tropical Storm Hanna has the potential to cause property damage along the Texas and Louisiana coasts as a Saturday landfall is expected near Corpus Christi, Texas.

Impacts of this tropical cyclone, the earliest eighth named Atlantic basin storm on record, are covered under different insurance policies, according to the Insurance Information Institute (Triple-I).

Wind-caused property damage is covered under standard homeowners, renters and business insurance policies. Renters’ insurance covers a renter’s possessions while the landlord insures the structure.

Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is generally covered under FEMA National Flood Insurance Program (NFIP) policies, if the homeowner, renter or business has purchased one. Several private insurers also offer flood insurance.

Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. Nearly 80 percent of U.S. drivers choose to purchase comprehensive coverage.

Through its Resilience Accelerator and the organization’s other educational materials, the Triple-I offers the following preparedness tips to coastal residents in Texas and Louisiana:

Review your evacuation plan and, if you have a pet, your pet's evacuation plan
Write down the name and phone number of your insurer and insurance professional and keep this information either in your wallet or purse
Purchase emergency supplies, such as batteries and flashlights
Prepare your yard by removing all outdoor furniture, lawn items, planters and other materials that could be picked up by high winds
Fill your car's gasoline tank because long gas lines and fuel shortages often follow a major tropical storm

FACTS & STATISTICS:

Hurricanes
Texas Hurricane Fact File
Louisiana Hurricane Fact File

ISSUES UPDATES:

Catastrophes: Insurance Issues
Flood Insurance
Hurricane and Windstorm Deductibles

The Triple-I has a full library of educational videos on its YouTube Channel. Information about Triple-I mobile apps can be found here.