MEMBERSHIP
AMPLIFY
EN ESPAÑOL
Connect With Us
- Popular search terms
- Automobile
- Home + Renters
- Claims
- Fraud
- Hurricane
- Popular Topics
- Automobile
- Home + Renters
- The Basics
- Disaster + Preparation
- Life Insurance
For immediate release
New York Press Office: Michael Barry, 917-923-8245, michaelb@iii.org
NEW YORK, Sept. 26, 2022 — Floridians should be alert for the potential impacts of Hurricane Ian, which is forecast to make landfall in the state in the middle of this week, according to the Insurance Information Institute (Triple-I).
The Triple-I offers these preparedness tips for all residents in Ian’s path:
Damage caused by hurricanes and tropical storms are covered under different insurance policies, according to the Triple-I.
Wind-caused property damage is covered under standard homeowners, renters and business insurance policies. Renters’ insurance covers a renter’s possessions while the landlord insures the structure.
Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is generally covered under a FEMA National Flood Insurance Program (NFIP) policy, if the homeowner, renter or business has purchased one. Dozens of private insurers also offer flood insurance.
Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. Nearly 80 percent of U.S. drivers choose to purchase comprehensive coverage.
RELATED LINKS:
Videos:
Triple-I CEO Sean Kevelighan Talks Hurricane Preparedness
Facts & Statistics:
Articles:
Catastrophes: Insurance Issues
Hurricanes and Windstorm Deductibles
Understanding Your Insurance Deductible
Preparing an Effective Evacuation Plan
Infographic: