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Employment Practices Liability Insurance

Employment Practices Liability Insurance

Employment practice liability insurance provides coverage to employers against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues.

Equal Employment Act of 1972

The Equal Employment Opportunity Act of 1972 is a United States federal law enacted by the 92nd United States Congress which prohibits discrimination in the workplace based on race, color, national origin, sex, religion, age, disability and marital or familial status and empowers the U.S. Equal Employment Commission (EEOC) to enforce violations of federal employment laws. The EEOC collects and provides data to support research into employment trends and discrimination.

U.S. Equal Employment Opportunity Commission Charge Resolutions, 2014 - 2023

 

Fiscal year Number of charge
resolutions (1)		 Year over year change Percent of resolutions
closed with
monetary benefit		 Monetary benefit
($ millions) (2)		 Year over year change
2014 87,442 NA 17.5% $296.1 NA
2015 92,641 5.9% 18.1 356.6 20.4%
2016 97,443 5.2 16.2 348.0 -2.4
2017 99,109 1.7 14.8 355.6 2.2
2018 90,558 -8.6 15.2 353.9 -0.5
2019 80,806 -10.8 15.6 346.6 -2.1
2020 70,804 -12.4 17.4 333.2 -3.9
2021 62,187 -12.2 19.2 350.7 5.3
2022 65,087 4.7 18.6 342.1 -2.5
2023 81,180 24.7 18.0 440.5 28.8

(1) This does not include charges filed with state or local Fair Employment Practices Agencies.
(2) This does not include monetary benefits obtained through litigation.

NA=Data not available.

Source: U.S. Equal Employment Opportunity Commission.

Wage and Hour Division

The Wage and Hour Division (WHD) of the U.S. Department of Labor enforces federal minimum wage, overtime pay, recordkeeping, and child labor requirements of the Fair Labor Standards Act. WHD also enforces the Migrant and Seasonal Agricultural Worker Protection Act, the Employee Polygraph Protection Act, the Family and Medical Leave Act, wage garnishment provisions of the Consumer Credit Protection Act, and a number of employment standards and worker protections as provided in several immigration related statutes. Additionally, WHD administers and enforces the prevailing wage requirements of the Davis-Bacon and Related Acts and the Service Contract Act and other statutes applicable to federal contracts for construction and for the provision of goods and services. The WHD collects and provides data to ensure workers get paid what they earn.

Wage And Hour Division Enforcements, 2014-2023

 

Fiscal year WHD enforcements Number of employees Total back wages and
civil monetary penalties
2014 29,483 270,570 $253,248,461
2015 27,914 240,340 259,012,070
2016 28,589 283,677 281,328,069
2017 28,771 240,608 284,213,934
2018 28,397 265,027 320,655,308
2019 26,876 313,941 342,012,943
2020 26,096 229,934 275,701,573
2021 24,746 193,796 254,761,528
2022 20,422 152,970 234,775,534
2023 20,215 163,768 238,160,078

Source: Department of Labor, Wage and Hour Division.