Adopting practices that are known to be safe for the environment—aka "going green"—might also help you save on your insurance costs. Whether you're considering an eco-friendlier car, a more sustainable home or "green" business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

Whether you're hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you're planning to serve alcohol at your home take steps to limit your liquor liability and make sure you have the proper insurance.

Avoid these pitfalls when buying auto, home, flood and renters insurance.

While the likelihood of getting struck by a satellite, a meteor or an asteroid is extremely rare, if one of these falling objects does hit close to home, your insurance can provide peace of mind.

Your standard homeowners policy doesn't provide flood coverage

Standard homeowners and renters insurance does not cover flood damage. Find out if you need flood insurance and learn where to get it. It's important to note that, as a rule, homeowners, condo owners, and renters insurance does not cover damage from flooding. To protect your home, be sure to understand the risk of flooding and your insurance options.

With burglaries constituting approximately 50 percent of all on-campus crimes, it's important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage.

Your standard auto insurance or homeowners insurance will provide you with some liability coverage, but you may want to have the extra protection for your assets that a personal umbrella liability policy provides.