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Disasters + Preparedness

Wildfire Precautions

 

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Is food spoilage covered?

If the power goes out, can you get reimbursed for spoiled food?

Following a major disaster like Hurricane Laura, extended power outages are common. According to poweroutage.us, nearly 500,000 customers in Louisiana and Texas were without power after the storm hit. However, most electric utility companies do not offer their customers reimbursements for food spoilage caused by long-term power outages.

Texas recovery resources

The following are state resources specifically to aid Texas residents in the recovery process following Hurricane Laura.

Texas Department of Insurance

Insurance Council of Texas

Texas Windstorm Association

Texas Department of Transportation

Louisiana recovery resources

The following are state resources meant to aid Louisiana residents in the disaster recovery process following Hurricane Laura.

Louisiana Department of Insurance

Louisiana Department of Insurance Resource Center

Consumer Protection

Louisiana Department of Transportation

Hurricanes: Insurance and recovery resources

Following a hurricane or other disaster, getting back to normal can take some time. To assist in the recovery process, the Triple-I has compiled useful information around post-disaster safety and insurance coverage questions, with detailed guidance on how to file a claim.

Hurricane insurance FAQ: What your insurance does—and does not—cover

In the aftermath of a hurricane or natural disaster, policyholders may have questions about the insurance process, including what is covered and what isn’t. Here are some answers to many of these common questions.

Preparing a Pack-and-Go Evacuation Kit

 

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Preparing for a Hurricane

 

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Tornado Safety

 

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How To Get Flood Insurance

"What’s remarkable about flood insurance is that only 12% of people have it.” - I.I.I. CEO Sean Kevelighan. Watch the latest video produced in partnership with The Weather Channel about how to get flood insurance.

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