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Research + Data

Cyberrisk: Threat and opportunity

This white paper examines the current exposure to cyberrisk and how insurers are responding:

 

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Inflation watch - September, 2016

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.5 percent in September 2016 vs. September 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.2 percent for the 12 months ending September 2016.

 

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Slide deck: Personal automobile insurance rates, October 2016

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Personal automobile insurance: More accidents, larger claims drive costs higher

Over the past two years, both the accident rate and the size of insurance claims have climbed dramatically. These are the largest and most volatile components of auto insurance. This white paper documents the increase in costs, suggesting some factors that may be causing the increases. The paper also discusses what insurance companies are doing to keep costs in check and what consumers can do to reduce the cost of their own insurance.

 

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Download auto_rates_wp_092716-62.pdf

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Inflation watch - July, 2016

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 0.8 percent in July 2016 vs. July 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.2 percent for the 12 months ending July 2016.

 

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Inflation watch - June 2016

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.0 percent in June 2016 vs. June 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.3 percent for the 12 months ending June 2016.

 

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2016 - Commentary on first quarter financial results

The property/ casualty insurance industry was profitable and growing in the first quarter of 2016.

Inflation watch - April, 2016

Both current and expected near-term general inflation continue to be quite low. The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.1 percent in April 2016 vs. April 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.1 percent for the 12 months ending April 2016.

 

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Residual market property plans – 2016

Executive summary

 

  • The exposure value of the residual property market in hurricane-exposed states continues its decline from the peak levels seen in 2011. Between 2011 and 2014, total exposure to loss in the plans fell by almost 30 percent to $639 billion. Policy counts in 2014—at around 2.8 million—are also down from their 2011 highs.

 

 

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Cybersecurity and identity theft coverage: The state of the industry

Overview

Annual information about the U.S. cyber insurance market has been hard to come by until now, but new reporting requirements developed by the National Association of Insurance Commissioners (NAIC) now enable insurers to better track cyber insurance policies issued in the marketplace.

 

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