Facts + Statistics: Identity theft and cybercrime

Key Facts

According to The Identity Theft Research Center (ITRC) Annual Data Breach Report, 2025 had the highest number of data compromises in the U.S. in a single year since the ITRC began tracking data events in 2005, up 3.7 percent from the record set in 2023. There were a total of 278.8 million victim notices issued and 3,322 data compromise.
According to the FBI’s Internet Crime Report 2025, 1,008,597 complaints of cybercrime were reported to the FBI by the public, a 17.3 percent increase from 2024. The potential total loss increased to $20.9 billion in 2025, up from $16.6 billion in 2024. California, Texas, and Florida had the highest number of cybercrime complaints.
The Federal Trade Commission’s (FTC) Consumer Sentinel Network took in over 6.47 million reports in 2024, of which 40 percent were for fraud and 18 percent for identity theft. Credit card fraud accounted for 43.9 percent of identify thefts, followed by miscellaneous identity theft at 32.4 percent, which includes online shopping and payment account fraud, email and social media fraud, and other identity theft. Florida, Georgia, and Nevada had the most identity theft reports.

Identity theft and fraud complaints

Identity Theft And Fraud Reports, 2020-2024 (1)

Top Five Types of Identity Theft, 2024 (1)

Type of identity theft	Number of reports	Percent of total top five
Credit card fraud-new accounts	406,110	43.9%
Miscellaneous identity theft (2)	299,201	32.4
Loan fraud-business/personal loan	95,689	10.4
Bank fraud-new accounts	62,982	6.8
Loan fraud-auto loan/lease	60,188	6.5
Total, top five	924,170	100.0%

(1) Consumers can report multiple types of identity theft. In 2024, 14 percent of identity theft reports included more than one type of identity theft.
(2) Includes online shopping and payment account fraud, email and social media fraud, and medical services, insurance and securities account fraud, and other identity theft.

Source: Federal Trade Commission, Consumer Sentinel Network.

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Identity Theft By State, 2024

State	Reports per 100,000 population (1)	Number of reports	Rank (2), (3)	State	Reports per 100,000 population (1)	Number of reports	Rank (2), (3)
Alabama	269	13,596	16	Nebraska	130	2,554	40
Alaska	106	780	48	Nevada	466	14,631	3
Arizona	287	20,863	15	New Hampshire	150	2,079	34
Arkansas	209	6,340	25	New Jersey	313	29,037	11
California	356	139,665	7	New Mexico	150	3,171	34
Colorado	208	12,087	26	New York	295	58,692	12
Connecticut	236	8,502	21	North Carolina	259	27,466	19
Delaware	392	3,942	5	North Dakota	119	924	46
Florida	528	115,840	1	Ohio	236	27,766	21
Georgia	517	55,955	2	Oklahoma	169	6,747	29
Hawaii	138	1,990	38	Oregon	163	6,896	31
Idaho	125	2,367	43	Pennsylvania	290	37,717	14
Illinois	339	43,028	9	Rhode Island	264	2,896	18
Indiana	198	13,471	27	South Carolina	291	15,146	13
Iowa	123	3,919	44	South Dakota	94	845	50
Kansas	154	4,518	33	Tennessee	212	14,829	24
Kentucky	142	6,396	37	Texas	393	116,484	4
Louisiana	346	15,991	8	Utah	157	5,224	32
Maine	127	1,746	41	Vermont	101	651	49
Maryland	324	19,990	10	Virginia	213	18,460	23
Massachusetts	388	27,141	6	Washington	169	13,068	29
Michigan	237	23,783	20	West Virginia	113	2,017	47
Minnesota	127	7,280	41	Wisconsin	149	8,798	36
Mississippi	268	7,903	17	Wyoming	120	697	45
Missouri	187	11,535	28	D.C.	480	3,225
Montana	131	1,447	39	Puerto Rico	51	1,649

(1) Population figures are based on the 2023 U.S. Census population estimates.
(2) States ranked per complaints per 100,000 population. States with the same number of complaints per 100,000 population receive the same rank.
(3) Excludes the District of Columbia and Puerto Rico.

Source: Federal Trade Commission, Consumer Sentinel Network.

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See also the Identity Theft section of our website Click here.

Top 10 Writers Of Identity Theft Insurance By Direct Premiums Written, 2023 (1)

Rank	Group/company	Direct premiums written (2)	As a percent of total direct premiums written
1	State Farm	$36,014	14.9%
2	Nationwide Mutual Group	29,535	12.2
3	Travelers Companies Inc.	23,104	9.6
4	Hanover	15,598	6.5
5	Liberty Mutual	12,767	5.3
6	American Family Insurance Group	11,627	4.8
7	Erie Insurance	10,956	4.5
8	Farmers Insurance Group of Companies	10,672	4.4
9	Allstate Corp.	9,420	3.9
10	Munich Re	8,244	3.4

(1) Includes stand-alone policies and the cybersecurity portion of package policies. Does not include premiums from companies that cannot report premiums for cybersecurity coverage provided as part of package policies.
(2) Before reinsurance transactions

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

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Cybercrime

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Top 10 Writers of Cybersecurity Insurance by Direct Premiums Written, 2024 (1)

Rank	Group/company	Direct premium written (2)	As a percent of total direct premiums written
1	Chubb Ltd.	$560,634	7.9%
2	Travelers Companies Inc.	535,427	7.6
3	Fairfax Financial Holdings	360,581	5.1
4	Tokio Marine	355,983	5.0
5	AXA	340,448	4.8
6	Arch Capital	285,033	4.0
7	At-Bay Specialty Insurance Co.	280,602	4.0
8	American International Group (AIG)	276,564	3.9
9	Sompo	262,732	3.7
10	Starr International Co.	255,087	3.6

(1) Includes stand-alone policies and the cybersecurity portion of package policies. Does not include premiums from companies that cannot report premiums for cybersecurity coverage provided as part of package policies.
(2) Before reinsurance transactions.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

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