Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. But is it enough? What are the options? Learn how car insurance works and what types of coverage are available.

While different states have different mandates for auto insurance, most basic car policies consist of six types of coverage. Here's what you need to know about each.

Despite the legal requirements in 49 states, many drivers in the U.S. remain uninsured. Don't risk your financial health—make sure you're insured, and learn how to protect yourself in the event of an accident with an uninsured motorist.

Gap insurance covers the difference between what a vehicle is worth, and what is owed on it.

There are more options for renting a car than ever before—bricks-and-mortar, peer-to-peer and membership-based car sharing services. While this means more choice for renters, it also creates more questions about insurance coverage. Use these tips to properly insure yourself when renting a car, and avoid wasting money on duplicative coverage.

The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best sense for you.

Many factors can affect your auto insurance premium.

Auto insurance premiums are calculated using a many factors—and some insurers give more weight to some factors than others. The cost of an auto insurance policy is generally determined by the amount of coverage, types of coverage chosen and other factors.

Having adequate car insurance is both smart and prudent, but there's no question that it adds to the expense of driving. The good news is that premiums can vary by hundreds of dollars depending on a number of factors. Review your coverage at renewal time to make sure your insurance is in step with your needs, and follow these practical steps to reduce the bottom line on your auto policy.

Avoid these pitfalls when buying auto, home, flood and renters insurance.

When purchasing an auto policy, it’s important to understand the factors that affect your policy costs and coverage. Unfortunately, there's a lot of bad information that passes for "common wisdom"—here, we separate myth from facts about car insurance.

Auto insurance is mandated nearly everywhere in the United States. But it can be hard to get a policy if you have a poor driving record or are seen as a high risk for other reasons. This information will help you find coverage.

A classic, custom, collectible or antique car requires insurance that reflects your vehicle’s uniqueness and value. If you own—or are thinking of owning—a special set of wheels, find out about the kind of policy you need.

After an automobile accident, you want to make sure that you are adequately paid for the repair or for the value of your totaled car. Here's how.

After a vehicle has been involved in a major accident and has been repaired, the resale value may be less than if it had not been damaged.

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a vehicle or home is integral to getting the most out of your insurance policy.

After a car accident your insurance company may recommend you use a direct repair program (DRP) and offer the option of using generic auto parts for the repair. It's important to understand these options and their insurance ramifications.

No one wants to get into a car crash. But being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier.

Distracted driving is the cause of a large percentage of auto accidents each year. Teen drivers are especially at risk, and employers may be liable for their employees' distracted driving incidents. Avoid being a distracted driving statistic with these safety reminders.

The more safely built the car you buy, the better the chances of your surviving an accident. Protect yourself and your passengers by understanding the factors that make a car safe and making your purchase accordingly.

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle—and to be within your budget. Here's a guide to insurance coverage for your bike—and some tips to make your insurance ride more "easy" on your wallet.

Having your vehicle stolen is bad enough, but carjacking—having it taken while you're behind the wheel—is potentially dangerous, even lethal. Foil would-be car thieves and keep yourself safe with these precautions.

Road rage incidents are not only dangerous, they are exempted from coverage by many auto insurance policies. Understand your risks and take precautionary measures to avoid being a victim—or a cause—of aggressive driving accidents.